Immediately following an accident you may be contacted by an insurance company adjuster who will be asking you to settle your claim for “x” amount of money. Your first instinct may be an apprehensive one. This is good, but often people don’t follow this instinct. Trying to get accident victims to quickly settle is a tactic readily employed. As would stand to reason, the adjuster that you’re speaking with is not looking out for your best interests, they are looking out for the best interests of their company.
It’s important that you know that you have the right to reject any offer made by an insurance company. It’s also important to remember that if you choose to go to court, numbers from settlement negotiations may not be mentioned. So if an adjuster offers you $10,000, you cannot mention that to a judge or jury.
Another important thing to remember is that the amount that an adjuster quotes you is simply their best guesstimate of what they may be able to settle you case for. No adjuster can guarantee what will happen if you choose to take your case to court. Taking a case to court is a complicated decision that should not be taken lightly. If you need help evaluating your case and figuring out what to do, call Colombo Law for a free case evaluation.